Licensed Money Lender

In Singapore, money lenders are licensed by the Registrar of Money Lenders. The license places restrictions on the amount they can lend, the fees they can charge, and the acceptable interest rate. It also means they’ve passed a money lender’s test. We must understand that money lenders are businessmen and they will do their best…

Balance Transfer

What is a Credit Card Balance Transfer Today, having a credit card is essential as it is so common way to make payment on groceries, petrol and even food with our credit cards. Many banks today provide balance transfer as an option as bank Negara charges additional RM50 for each credit card. A balance transfer…

Payday Loan

 What is Payday Loan? Payday Loan is offered to all Singaporeans and Permanent Residents who has a permanent job. These loans are something you can consider getting if you are having trouble meeting some payment or an emergency situation arises. Usually, the loan enables you to meet emergencies that do not necessarily require a lot…

Debt Consolidation

Debt consolidation method where a borrower will secure new loan to cover and repay all existing loans. Debt Consolidation is a great way for your to restructure all your loans and credit cards into a single deb Credit Card If a borrower have high credit card debts while failing to repay the monthly minimum fees,…

Personal Loans in Singapore

Personal loan is a thriving industry in Singapore. There are hundreds of licensed money lender for personal loan in Singapore. Major financial institutions such as banks and credit unions are also giving out personal loans. With so much choices, it can be tricky to choose the right type of personal loan for you. Typically loans can be…