Standard Chartered Personal Loan

standard-chartered personal loan

Standard Chartered CashOne
Promotion! Enjoy 1.2% CashBack (up to $888) on your approved CashOne personal loan. In addition, get up to $1,088 cash back  on your loan that was approved
Low Interest from 6.88% p.a. and above
Maximum from 2 times to 4 times your income of financing available
From 1 to 5 years of loan repayment
For applicants 21 years to 65 years old
Minimum income of $20,000

Standard Chartered CashOne interest starts from 6.88% p.a. while the interest may be higher with lower financing amount and tenor. You will need to apply for higher financing amount and longer tenor to enjoy better interest rates.

cashone interest rates

Applicants will be able to enjoy from 2 times to 4 times of salary financing amount. The financing amount would depends on applicants annual salary and credit score. Borrower with annual salary of $30,000 below can enjoy financing 2 times their salary and financing 4 times their salary for $30,000 and above.

Fees and charges

First year:
$199 (deducted from the loan approved)
Second year till expiry of instalment tenor:
$50 annual fee waived if all payment is received by payment due date for the past 12 months. Early redemption fee is $250 or 3% of the outstanding principal, whichever is higher. Change of tenor is S50 per change. For late payment, $60 will be charged if minimum payment is not received by the due date. If the instalment amount payment is not received on or before the due date in full and a balance is carried forward from the relevant statement, finance charges at the EIR of 24.455% per annum (minimum). will be calculated on a daily basis.

Cash Back Promotion



This loan is open to Singaporeans and Permanent residents 21 years to 65 years old with minimum annual income of $20,000. CashOne is also available to foreigners with employment pass and minimum annual income of $60,000.

Documents required


  • Photocopy of NRIC (front & back)
  • Most recent 1 year CPF statement
  • Most recent Income Tax notice
  • Most recent salary slip

Self Employed

  • Photocopy of NRIC (front & back)
  • Most recent 2 years Income Tax notice